Brockton, Easton and Raynham, Massachusetts Real Estate Listings & Homes For Sale Provided by Robert Chestnut

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School Reports in Brockton, Easton and Raynham, Massachusetts

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Schools in Brockton, Easton and Raynham

Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Q	What area in the United States has the highest per capita income?
A	The New York/New Jersey/Long Island area has a per capita income of over $750,000, according to the most current available U.S. census data.
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Robert Chestnut, REALTOR®, real estate agent and broker for Brockton, Easton and Raynham, Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Robert Chestnut
Keller Williams Realty
574 Washington St
Easton, MA 02375
508-294-0281
Fax: 508-445-8181
RobertChestnut@NUMBER1EXPERT.Com

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