The Best Mortgage Calculators On the Web! Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... Will Buying Points Save You Money?
Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.
Definitions
- Term
- Number of years for this mortgage. Most common terms
are 15 years and 30 years.
- Mortgage amount
- Total balance for your mortgage.
- Interest rate
- Annual interest rate for this mortgage without purchasing any discount points.
- Years in home
- The number of years you expect to live in this home or the number of years before you refinance your mortgage.
- Principal and interest
- Monthly principal and interest (PI) for this mortgage.
- Points rate
- Annual interest rate for this mortgage with discount points.
- Points
- The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Selling Your Home >No Smoking
One of the issues that may come up during the sale of a home is pervasive odors, particularly cigarette smoke. If your home is on the market, it may sell more quickly if you temporarily make it a smoke-free zone. Many non-smokers are highly sensitive to the lingering presence of smoke.
The sense of smell is the most powerful of all the five senses. Be sure to keep your home aired out while it is on the market. If the weather is good, you can smoke outside or while taking a walk or a drive. Avoid heavily-scented room fresheners which combined with the smoke can be worse than the smoke alone. It helps to wash the walls and have drapes and upholstered furniture professionally cleaned. This is really a serious issue for many buyers, so don't limit your market by turning away non-smokers.
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| Q |
What architectural detail made its way into the design of many suburban homes built in the 1950s, 60s and 70s?
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| A |
The picture window was a signature of the suburban American neighborhood. |
 See More Real Estate Trivia > |
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